How It Works
From your first application to cash in your account, the whole process takes just minutes — most of it from your phone. Here's exactly what to expect at every step.
Start a short, secure application from your phone, tablet, or computer — or stop by a Check n Go store near you. There's no long paperwork and no waiting in line.
To get started, all you need is three simple things ready to go. Most people finish the form in just a few minutes.
Once you submit your application, you won't be left waiting. Check n Go reviews your details quickly and gives you a clear answer fast.
Unlike many traditional lenders, we look at more than just your credit score. We consider a fuller picture of your situation, which means all credit types are welcome to apply — including bad or limited credit.
Before you accept anything, you'll see your loan terms laid out clearly and upfront. No fine-print surprises, no hidden fees.
Take your time to read through the amount, rate, fees, and repayment schedule. Every figure is spelled out in your loan agreement so you know exactly what you're agreeing to — and what you'll owe.
Once you're approved and accept your terms, the money is on its way. For many people, that means cash in hand right when they need it most.
Apply online and your funds are typically deposited straight into your checking account as soon as the next business day. Prefer to do it in person? Get approved at a Check n Go store and you can often walk out with cash the same day.
Now that you know how it works, applying takes just minutes. Get a quick decision on payday loans, installment loans, and cash advances from $200 to $5,000 — all credit types welcome.